Independent · not SAM.gov

The banking screen is not a paid product

Updated September 2026

This is the section that makes people close the tab. It is also the section scammers impersonate, because fear of not getting paid is a good hook.

Why the form wants a bank account

Federal payers use Electronic Funds Transfer. The entity record is where many of them look up where to send money. Use the business account, not a personal one you share with a roommate. Have the routing and account number on the desk — the checklist already lists this — and type them yourself.

What we will not do

ZeroGov has no form that can hold an account number. Do not paste one into an email to hello@zerogov.net. We cannot file it and we do not want it. See privacy.

The “update your EFT” email

A common scam looks like a payment office: your UEI, a threat that invoices will fail, a button. The tell is the same as a renewal-fee letter. Do not use the link. Open a browser, type sam.gov, sign in through Login.gov, and look at the financial section there.

If a prime or an agency contracting officer asks for a UEI and an Active screenshot, that can be real. If they ask you to “confirm banking on this portal” with a domain that is not sam.gov, stop.

Wrong numbers

A typo here means payment goes somewhere else or bounces. Fix it inside SAM.gov. There is no SAM.gov fee to correct EFT. There may be a wait while the update processes. If you cannot get in because the administrator left, that is a role problem, not a banking product.